A budget is to your money, what a schedule is to your time. A way to prioritize, focus, and manage it well. Studies have shown that 90% of Americans do not have or stick to a budget. That means that most of us don’t consistently plan or know where our money is going each month. Below, you will find a tool for helping you create a personal monthly budget. We would encourage you to fill this out, print it out, and track how well you stick to it in the next 90 days. Please know that none of this info is tracked or saved by Restored – Your numbers go away as soon as you leave or refresh the page.